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Overview of XRP Supply, Escrow Structure and Market Standing

An outline of XRP metrics, circulating supply, Ripple's monthly escrow releases, and the cryptocurrency's regulatory status.

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Launched in June 2012, the XRP Ledger was established with an initial total supply of 100 billion XRP, featuring no additional coin issuance and an operational design where small fees are permanently destroyed during transactions. By October 21, 2026, about 14.4 million XRP had been burned via network fees, bringing the total surviving supply to roughly 99.986 billion tokens.

Ripple is the largest individual holder of XRP, maintaining 31.4 billion tokens inside time-locked escrow contracts and 4.1 billion in unrestricted accounts. The programmed schedule releases 1 billion XRP on the first day of every month through June 2029, with unused allocations returned to fresh escrows. Overall circulating supply stands at 63.13 billion XRP, representing an $87.3 billion market valuation at $1.38 per token and fifth place among digital assets, according to CoinMarketCap.

The regulatory landscape clarified following the resolution of the SEC lawsuit against Ripple on August 7, 2025, where both parties dropped appeals and a $125 million civil penalty was maintained. In addition, six United States spot XRP exchange-traded funds held approximately 1.17 billion tokens worth roughly $1.5 billion as of October 20, 2026.

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